Question 1

What does GOOD stand for? How do Achieve GOOD’s estimates work?

Accepted Answer

GOOD stands for Get Out Of Debt, as the Achieve GOOD app provides you with a personalized, actionable plan to pay down your debt faster than the path you may be currently on.

First, we use a soft credit pull that does not hurt your credit score—so we get to know your debt balances. Then you can connect your accounts so Achieve GOOD collects all of your debts in one place to give you a personalized plan to get out of debt.

To help you plan to get rid of debt, we estimate how long it would take to pay off all your debts if you were to continue to make minimum payments. You can set spending limits and choose how much extra you want to make on your payments so you can see how much time and money you could save vs. making minimum payments.

Question 2

Is Achieve GOOD free? How does the app make money?

Accepted Answer

We understand that getting out of debt is financially stressful, so that’s why the Achieve GOOD app is 100% free to download and use without a paid subscription. You can use the app to create a free self-managed debt plan that allows you to see all your debts and up-to-date finances (income, bills, savings, spending) in one place.

If you want to get out of debt even faster than the self-managed route, you can choose to enroll in one of our suggested debt solutions offered in the app. We make money through offering consumers a personal loan, home equity loan, or debt relief only if you pre-qualify for these solutions to help you get you out of debt faster and improve your overall financial standing.

Question 3

Is Achieve GOOD secure? How is my data protected?

Accepted Answer

All financial information in Achieve GOOD is securely transferred using bank-level encryption to ensure your data is protected. We value your privacy so we don’t store your usernames or passwords from your bank accounts.

Question 4

How do I get out of debt with Achieve GOOD?

Accepted Answer

With the Achieve GOOD app, you can create your own self-managed plan to choose how to get out of debt faster.

See where your money is going. First, you can use the Achieve GOOD app to get a clear view of your money. See how much debt you have and how you’re spending your money. Tip: connect all your accounts—bank accounts, credit cards, loans, etc.—to get the most complete and accurate picture of your finances.
Use insights to make smarter financial choices. You’ll get personalized insights into all your debts so you can prioritize which debts to pay off first. You can see estimated timelines of when you could be debt-free based on how much extra you pay toward your debt. You’ll also get insights into your spending trends so you can make smarter spending choices like cutting out costs you don’t need (subscriptions, etc.).
Put extra money toward paying off debt faster. By knowing where you can curb your spending, you can put that extra money toward paying off the debt you want to pay off first. We’ll give you estimates when you’ll be debt-free based on extra payments. If you want to get out of debt even faster than paying down debt yourself, you can choose to enroll for debt solutions you may pre-qualify for, including personal loan or debt relief offers.

Question 5

Why should I connect accounts? What types can I connect?

Accepted Answer

The more accounts you connect, the more you get out of Achieve GOOD to have a complete and accurate picture of your financial status. Any accounts you connect are kept secure using bank-level encryption. You can connect your various bank accounts, including almost 15,000 financial accounts like

Checking and savings accounts
Credit cards and prepaid cards
Personal loans, car loans, and mortgages
Student loans

Tip: Be sure to connect your primary checking account where you deposit your paychecks.

The ability to add financial accounts to the Achieve GOOD app is dependent on a financial institution’s ability to share account information with our app. Most major financial institutions are available for connection.

Question 6

Why does Achieve GOOD need to run a soft credit check? Will it hurt my credit score?

Accepted Answer

By running a soft credit check, the Achieve GOOD app creates a self-managed GOOD (Get Out Of Debt) plan, tailored specifically to your situation, based on your full financial picture. By completing a soft credit check, we’ll be able to provide recommendations based on your updated financial information and spending habits.

Don’t worry, soft credit checks do not affect  your credit score.

Meet the Achieve GOOD™ app

Get Out Of Debt faster

See all your debt and spending¹

Get a clear view of your money

Smarter plans to be debt-free

Take steps to ditch debt for GOOD

Insights personalized for you

Take control of your debt—and your life

Features you’ll love

Feel GOOD about your debt-free journey

GOOD FAQs

What does GOOD stand for? How do Achieve GOOD’s estimates work?

Is Achieve GOOD free? How does the app make money?

Is Achieve GOOD secure? How is my data protected?

How do I get out of debt with Achieve GOOD?

Why should I connect accounts? What types can I connect?

Why does Achieve GOOD need to run a soft credit check? Will it hurt my credit score?

Daily progress toward your debt-free goals

Daily progress toward your debt-free goals

See all your debt and spending¹

Get a clear view of your money

Smarter plans to be debt-free

Take steps to ditch debt for GOOD

Insights personalized for you

Take control of your debt—and your life

GOOD FAQs

What does GOOD stand for? How do Achieve GOOD’s estimates work?

Is Achieve GOOD free? How does the app make money?

Is Achieve GOOD secure? How is my data protected?

How do I get out of debt with Achieve GOOD?

Why should I connect accounts? What types can I connect?

Why does Achieve GOOD need to run a soft credit check? Will it hurt my credit score?

Meet the Achieve GOOD™ app

Get Out Of Debt faster

See all your debt and spending1

Get a clear view of your money

Smarter plans to be debt-free

Take steps to ditch debt for GOOD

Insights personalized for you

Take control of your debt—and your life

Features you’ll love

Feel GOOD about your debt-free journey

GOOD FAQs

What does GOOD stand for? How do Achieve GOOD’s estimates work?

Is Achieve GOOD free? How does the app make money?

Is Achieve GOOD secure? How is my data protected?

How do I get out of debt with Achieve GOOD?

Why should I connect accounts? What types can I connect?

Why does Achieve GOOD need to run a soft credit check? Will it hurt my credit score?

Daily progress toward your debt-free goals

Daily progress toward your debt-free goals

See all your debt and spending1

Get a clear view of your money

Smarter plans to be debt-free

Take steps to ditch debt for GOOD

Insights personalized for you

Take control of your debt—and your life

GOOD FAQs

What does GOOD stand for? How do Achieve GOOD’s estimates work?

Is Achieve GOOD free? How does the app make money?

Is Achieve GOOD secure? How is my data protected?

How do I get out of debt with Achieve GOOD?

Why should I connect accounts? What types can I connect?

Why does Achieve GOOD need to run a soft credit check? Will it hurt my credit score?

See all your debt and spending¹

See all your debt and spending¹