Jacob, Achieve member

Life after debt starts here

Get control of your debt with consolidation loans or debt resolution—and get back to your life.

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TrustScore 4.8 / 5

$20 Billion+

in debt resolved

$13 Billion+

in loans funded1

Make your next step your best step

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Reduce your debt & stress

Feel less stress as you lower your high-interest debt.

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Free up cash

Decrease monthly payments, increase cash on hand so you could get ahead.

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Simplify your life

Consolidate debts with 1 easy monthly payment and enjoy life.

Save an estimated $210 on your monthly payment¹


3 ways to control your debt

Member Stories

We’ve got your back, so you can move forward

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Consolidated debt $23k+ 🎉
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REACH YOUR FINANCIAL GOALS

We’ll be with you all the way

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Personalized solutions

Get guidance toward the right debt solution for your unique needs.

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Innovative technology

Take advantage of tools developed over 20 years to better manage debt.

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Debt experts who care

Help from experts along the way to put you on the best financial path.

Insider guides for your next money move

At Achieve, it’s not what we stand for, it’s who.

Achieve.com, Achieve Loans, Achieve Personal Loans, and Achieve Resolution are separate operating subsidiaries of Achieve Company.

Home Equity loans available through Achieve.com (NMLS #138464) are made by Achieve Loans (NMLS ID #1810501), Equal Housing Opportunity.

Personal loans are available through Achieve.com (NMLS #138464) or Achieve Personal Loans (NMLS ID #227977).

Resolution services are provided by Achieve Resolution (NMLS ID # 1248929).

  1. Statistics reflect the results of the members we and our affiliates have served since 2002 (as of Jun 2024).

  2. Actual member data. Individual results are not typical and will vary.

  3. Representative example data. Individual results are not typical and will vary.

  4. Actual member of Achieve. Member’s endorsement is a paid testimonial. Individual results are not typical and will vary.

Our estimates are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms. Not all clients are able to complete their program for various reasons, including their ability to save sufficient funds. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our service is not available in all states, including New Jersey, and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S.12-03825.

Information provided in this graph is for informational purposes only and the Achieve option does not constitute an offer for debt resolution or any other product. The “Achieve” bar and corresponding program terms (estimated monthly deposit, cost, and length) are based on the median offer of debt resolution offers during the preceding 90-day period for the amount of credit card debt you have entered. Any actual terms will vary and this product is not available in all states.

The “If you wait” bar and corresponding estimates are based on the same assumptions as the “Current” curve, but include an additional projected amount of credit card debt you may incur over the next three months. This projection of increased credit card indebtedness is based on the median amount of increased debt incurred as observed in actual consumer data for the amount of credit card debt you entered above over a three month period. Your actual debt amount could increase or decrease over time.

These estimates are not actual amounts or periods and are based on information you have provided, information from your credit report and/or information from third parties. Estimates are not for general use and are an approximation and not a guarantee. These estimates are based on assumptions derived from prior experience and publicly available information on interest rates, charges and minimum payment requirements for consumer debt, including the average APR on credit card accounts as reported in the Federal Reserve Board of Governor’s statistical release on Consumer Credit for the previous quarter and 29.99% for delinquent credit cards. These rates are blended with any other fixed term repayment and high interest loans you may have. Your actual rates, charges, fees and minimum payment requirements may be higher or lower. Actual estimates could also vary based on receipt of military benefits (SCRA and/or MLA).

These estimates assume that there are no additional charges, rebates, refunds, payments or reductions of your debt other than the monthly payment of the estimated current and future total minimum monthly payment. This payment strategy is based on publicly available information about your enrolled accounts and applies the minimum monthly payments as a declining amount month over month as the principal balance is paid down. As you continue to make your minimum monthly payments your monthly savings amount compared to your estimated monthly program amount will decrease.

5. Estimated current total minimum monthly payment is the total payment due to your creditors each month.

6. Time to pay down your debts is the total estimated number of months it would take for you to pay your debts in full if you pay the estimated minimum monthly payment due to your creditors each month.

7. Total estimated amount you will pay in principal, interest and fees over time if you pay only the estimated minimum monthly payment due to your creditors each month.


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