Achieve Facts

Get the facts about Achieve

More than 1.5 million people have turned to Achieve to help them deal with debt, free up cash, and improve their finances.

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Keeping debt in check since 2002

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1.5 million+

members served

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$20 billion+

in debt resolved

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$13 billion+

loans to members

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1,400+

professionals working for you

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4,000

creditors we negotiate with

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450,000+

active members

Statistics reflect the results of the members we and our affiliates have served since 2002 (as of March 2025).

TRUSTED BY OVER 1.5 MILLION MEMBERS

This is an image. Extracted text content: Trustpilot logo. 4.8 stars and 11,000+ reviews

4.8 | 11,000+ reviews

This is an image. Extracted text content: Google logo. 4.8 stars and 700+ reviews

4.8 | 700+ reviews

This is an image. Extracted text content: BBB Rating A+ logo. 4.74 stars and 2,900+ reviews

4.73 | 2,500+ reviews

Helping everyday people across America

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Debt Resolution availability

Home Equity Loans availability

Personal Loans availability

Debt Resolution is available in: AL, AK, AR, AZ, CA, CO, DE, FL, IA, ID, IN, KY, LA, MA, MD, MI, MN, MO, MS, MT, NC, NE, NM, NV, NY, OK, PA, SD, TN, TX, UT, WI. Achieve works with legal partners to provide debt resolution services in: CT, GA, NH, NJ, IL, KS, ME, OH, SC, VA.

Professional standards above and beyond regulations and laws

Achieve is an accredited member of the American Association for Debt Resolution (AADR). Through the AADR accreditation process, member companies’ practices are audited for compliance with federal and state regulations as well as AADR industry standards.

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Achieve in the news

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Achieve is the leader in digital personal finance, built to help everyday people move forward on the path to a better financial future.

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TrustScore 4.8/5

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Any financial solutions for which you may be evaluated for are offered by Service Providers with which we are affiliated and/or compensated by who participate on our website. Terms and conditions apply to each, and not all are available in every state.

  1. Financial solutions are offered by affiliates of Achieve.com (NMLS ID #138464) or their service providers. Terms and conditions apply. Not all solutions are available in each state.

    Personal loans are available through our affiliate Achieve Personal Loans (NMLS ID #227977), and are originated by Cross River Bank, a New Jersey state chartered commercial bank, Equal Housing Lender. All loan and rate terms are subject to state law requirements and eligibility requirements including but not limited to, credit score, usage and history, debt-to-income ratio, loan amount, and loan term. Loans are not available to residents of all states. Minimum loan amounts vary due to state-specific legal restrictions.

    Home equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan and rate terms are subject to eligibility restrictions, application review, credit score, loan amount, loan term, lender approval, and credit usage and history. Home loans are a line of credit. Terms and conditions apply. Loans are not available to residents of all states and available loan terms may vary by state where offered.

    Affiliated Business Arrangement Disclosure: Achieve.com (NMLS #138464) and Achieve Loans are both wholly owned subsidiaries of Achieve Company. Because of this relationship, your referral to Achieve Loans may provide Achieve.com a financial or other benefit. Where permitted by applicable state law, Achieve Loans charges: 1) an origination fee of 3.50%, and 2) an underwriting fee of $725. You are NOT required to use Achieve Loans for a home equity line of credit. Please click here for the full Affiliated Business Arrangement disclosure form.

    Other debt solutions are available through our affiliate Achieve Resolution (NMLS ID # 1248929). Achieve Resolution does not assume your debts, make monthly payments to creditors or provide tax, accounting, legal advice or services. Its service is not available in all states, including New Jersey, and its fees may vary from state to state.

    Not all solutions are available in each state.

  2. Actual member. Member’s endorsement is a paid testimonial. Individual results are not typical and will vary.

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