Managing your money is now easier thanks to Achieve MoLO

This month, we are launching our first mobile app, Achieve MoLO (stands for “Money Left Over”). We built MoLO to help you get a little more money left over every month, and then use that extra money to make progress toward your financial goals. It’s better than budgeting—MoLO does the math for you, so you can get ahead. 

Achieve MoLO is free to use, and it’s designed for anyone who wants to manage their money better—you can gain insight into your spending habits by securely and privately connecting your accounts. Here is what MoLO does today, with a lot more features on the way:

• Predicts how much money you’ll have left over at the end of the month based on your spending and income history—updated every day

• Gives you a single, “one stop shop” view of your money to simplify your life

• Shows you how much you earned, and spent, this month versus last month

• Makes it ridiculously easy to categorize your spending (and REcategorize it, too) so you can really see where your money is going

• Helps you get a sense of your “essential,” and “non-essential” spending, so you can find ways to save more every day

Unlike other budget or personal finance apps, MoLO is built to be simple and easy-to-use. We do the math for you—we show you all your income and spending in an understandable and digestible way. 

This simplicity helps you spend less. Rick, an early MoLO user, told us, “I love [MoLO]’s simplicity, it gives me enough information to know where I'm over-spending or where I'm doing a good job.”*

My favorite thing is how MoLO helps you find non-essential spending, and understand how much of your spending is actually non-essential. That’s a big help. One of our users, Kim, told us: “I am TERRIBLE with money. I’m an impulse buyer. That impulsivity—MoLO has really helped with that.”

Over the next year, we’ll add new, personalized insights and alerts to make your life simpler. We’re also working on day-to-day money tips and guidance to help you take your monthly money left over and apply it to your specific financial goals—like paying down debt or building up your emergency savings.

Our team uses Achieve MoLO every day for our own money, and it helps. We hope you’ll download MoLO for Apple® or Android®, give it a try, and tell us what works and what you want to see next. We’d love your feedback! We built MoLO from the ground up for people like you—so please help us make it even better.

Achieve MoLO is now available in both the Apple App Store® and Google Play Store.