Debt Basics

The basics of debt, including types of debt, how to pay debt down, and more.

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Debt Basics

Insolvency isn't doomsday—here's why

Insolvency isn’t always serious—and it’s almost always solvable. Learn whether you’re insolvent and how to deal with it.

Gina Freeman

Author

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Insolvency isn't doomsday—here's why

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Cease and desist letter: Your weapon against unwanted contact from debt collectors

Relaxed young couple enjoying morning coffee and talking about secured debt options

Borrowing with backup: secured debt explained

7 tips for getting federal student loan forgiveness

Debt Basics

Insolvency isn't doomsday—here's why

Insolvency isn’t always serious—and it’s almost always solvable. Learn whether you’re insolvent and how to deal with it.

Gina Freeman

Author

Debt Basics

Cease and desist letter: Your weapon against unwanted contact from debt collectors

Hounded by debt collectors? Control how and when they can contact you with this simple cease and desist letter.

Gina Freeman

Author

Debt Basics

Borrowing with backup: secured debt explained

Putting something valuable on the line for a debt could help you qualify for a loan and lower your costs. Find out how.

Rebecca Lake

Author

Debt Basics

7 tips for getting federal student loan forgiveness

Student loan forgiveness can offer a light at the end of the tunnel if you're ready to ditch your debt payments.

Rebecca Lake

Author

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Debt Basics

Borrowing with backup: secured debt explained

Putting something valuable on the line for a debt could help you qualify for a loan and lower your costs. Find out how.

Debt Basics

What is a payday loan and how does it work?

Are you considering joining the 12 million Americans who take out payday loans every year? If so, read this first.

Debt Basics

Managing your student loan debt: strategies for success

Understand income-driven student loan repayment plans and how to qualify for student loan forgiveness.

Debt Basics

Mastering mortgage debt: strategies for home loan upkeep

A mortgage could help you build wealth and live a better life. There are ways to manage it during life’s ups and downs.

Debt Basics

Is buy now, pay later too good to be true?

Buy now, pay later (BNPL) services are convenient but come with fees if not managed properly. Learn how BNPL works.

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Start ditching debt for GOOD in 3 steps

See where your money’s going, make a smarter debt payoff plan, and get debt-free faster with the free Achieve GOOD™ app.

Debt Basics

Practical solutions for overcoming tax debt

The IRS offers ways to handle tax debt, even if you can’t pay it all by the deadline. Read about your options here.

Debt Basics

Credit card debt: what to know and how to stay in charge

Credit card debt can be anything from convenient to crushing. We’ll show you how it works and how to manage it.

Debt Basics

What is a Debt Fit™ Score? It’s not your credit score—11 factors for healthy debt

Making sense of your debt and financial situation can be hard. The new Debt Fit Score could help. Learn how it works.

Debt Basics

Debt doesn't define you: How to overcome debt shame and find solutions

Falling into debt shame is like falling into quicksand—once you get in, it's hard to get out. Here's how to break free.

Debt Basics

What does charged off as bad debt mean?

A charge-off means a creditor has given up trying to collect a debt, and it could have serious impacts on your credit.